After a serious injury in a car accident involving a Liberty Mutual-covered driver, you may need to file a Liberty Mutual injury claim. Many injury victims, however, may have a lot of questions about what that process might look like. What exactly is Liberty Mutual auto insurance? How can it help you get the compensation you deserve after a car accident? If you have questions about your right to compensation or how to deal with Liberty Mutual after an accident, an experienced car accident attorney can help answer your questions.
As a large insurance company, Liberty Mutual has a lot of power–and many injury victims may feel highly intimidated when dealing with the company. Fortunately, having an attorney on your side can make it easier to pursue your claim and get the compensation you deserve. Filing a Liberty Mutual injury claim can prove difficult, especially if you suffered serious injuries or have severe financial losses. An attorney can help.
After the accident, get in touch with a car accident lawyer to learn how much compensation you should expect and what steps you need to take to protect yourself. Often, Liberty Mutual will try to get in touch with you before you have a chance to talk to an attorney, which can put them in the position of power as they attempt to manage the claim process. With an attorney, on the other hand, you can better manage your claim.
If the other driver caused your accident, you likely have the right to claim compensation for any property damage you sustained as a result of the car accident. You will need to have your vehicle evaluated, either by a Liberty Mutual-approved repair company or by the insurance adjuster. That evaluation will help determine how much damage your vehicle sustained and how much it will cost to repair it. If the cost of repairs to your vehicle exceeds more than 70% of the vehicle’s value, Liberty Mutual may decide to write off your vehicle and provide you funds to replace it, instead of repairing it.
If you have to file a Liberty Mutual insurance claim that includes serious injuries, you may have a longer road to compensation. Liberty Mutual will need to look over your medical records and your medical bills to determine how much compensation you may deserve for those injuries. Furthermore, you may be granted compensation for the non-financial elements of pain and suffering that went along with the accident. If you suffered injuries, an attorney can help you break down your financial losses and how much compensation to ask for.
In order to determine how much your claim is worth, Liberty Mutual will look at several critical elements.
Liberty Mutual will enter that information into a program known as Colossus, which will use the data to calculate the value of your Liberty Mutual injury claim.
If you need to file a Liberty Mutual injury claim, having a lawyer on your side can offer a number of critical advantages. First and foremost, a lawyer can make sure you understand your rights, which can prove vital to helping you fight for that much-deserved compensation after an accident. A lawyer can also:
Don’t be intimidated or blown off by Liberty Mutual. Learn more about your legal rights by scheduling your free case evaluation.
Liberty Mutual, like most insurance companies, may fight to avoid paying out the full compensation you may deserve, particularly in the case of severe injuries. While Colossus offers an unbiased look at the compensation you may deserve, it may not take into account all the factors related to the accident and your injury, which could leave you struggling for the compensation you really need.
You should always have an attorney on your side when dealing with a car accident claim involving serious injuries, including a Liberty Mutual injury claim. An attorney can offer many advantages to your claim, from providing you with much-needed support to seeking the evidence you need to help establish your right to compensation.
It varies. Unfortunately, there is no perfect timeline for a Liberty Mutual injury claim settlement. Some claims can settle within a matter of weeks, while others may drag out for months or even, in some cases, years. Some factors that may come into play may include:
