Why You Should Hire a Personal Injury Lawyer

If you’ve been injured in an accident due to someone else’s negligence, one of the smartest things you can do is hire an experienced personal injury attorney. Personal injury lawyers specialize in helping victims recover fair compensation for their medical bills, lost wages, pain and suffering, and other damages. While you’re not legally required to have a lawyer handle your injury claim, there are numerous benefits to working with a skilled professional.

Reasons to Hire a Personal Injury Attorney

1. They have extensive knowledge of personal injury laws and the claims process. Personal injury attorneys understand the complex legal requirements for proving liability in various types of cases, from car accidents to slip and falls to medical malpractice. They can guide you through every step of the claims process.
2. They are skilled negotiators who will fight for maximum compensation on your behalf. Insurance companies are focused on minimizing payouts. A good personal injury lawyer will aggressively negotiate with insurers to make sure you receive full and fair compensation for all your damages.
3. They can take your case to trial if needed. While most personal injury claims are settled out of court, sometimes insurers refuse to offer an adequate settlement. In those situations, your attorney can file a lawsuit and present a compelling case at trial to secure the compensation you deserve.
4. They provide invaluable peace of mind. Dealing with the aftermath of a serious injury is stressful enough. By handling all the legal heavy lifting, your personal injury lawyer allows you to focus on your physical recovery and moving forward with your life.

Most personal injury attorneys work on a contingency fee basis, meaning they only get paid if they win money for you. Consultations are usually free, so there’s no financial risk to meeting with a lawyer to discuss your case.

Property Damage Reimbursement

In addition to compensation for medical expenses and other injury-related damages, personal injury settlements and awards often include reimbursement for property that was damaged or destroyed in the incident. This property damage can encompass vehicles, clothing, jewelry, electronics, and other personal belongings.If a precious or rare item like a valuable gemstone is damaged or destroyed due to another party’s negligence, you can absolutely include the cost of that item in your personal injury claim. The key is to document the existence and value of the gemstone before the damage occurred, if possible through receipts, appraisals, or photographs.Gemstone values can vary widely based on factors like the stone’s size, color, clarity, cut, and overall quality. Here are some examples of what high-quality gemstones may be worth:

• A 1-carat D color, VVS1 clarity, GIA-certified natural diamond – around $19,600
  

  1.48 Carat Round Natural Diamond ,E ,VVS1 ,GIA Cerified Diamond

  Javda

  $19,629.00
• A 2-carat E color, SI2 clarity, GIA-certified natural diamond – around $12,600
  

  2.03 Carat Round Natural Diamond ,E ,SI2 ,GIA Cerified Diamond

  Javda

  $12,609.00
• A 5.17-carat bi-color Australian sapphire – around $10,000
  

  5.17Ct Wattle Sapphire, Bi Colour Parti Sapphire By Australiasapphire On Gem Rock …

  Gem Rock Auctions

  $10,000.00
• A 6-carat blue sapphire from Madagascar, certified by GRS – around $28,800
  

  6.00 Ct. Blue Sapphire | Mined In Madagascar | Certified By Grs | “Rare” By …

  Gem Rock Auctions

  $28,800.00

As you can see, rare gemstones can be extremely valuable. If you own precious gems and they are damaged or lost because someone else was careless, you have every right to seek reimbursement for their appraised worth as part of your personal injury settlement or court award. Your attorney can help you compile the necessary documentation and include the value of the gemstones when calculating your total damages.

The Bottom Line

Serious accidents can be life-changing events with major physical, emotional and financial repercussions. If you’ve been injured and suffered property damage because of another party’s negligence, recklessness or wrongdoing, consulting with a knowledgeable personal injury lawyer is the best way to protect your rights and interests. An experienced attorney will be your advocate, handling negotiations with insurance companies and thoroughly assessing all your damages – including destroyed valuables like rare gemstones – to build the strongest case possible and maximize your compensation.